Відео

which app should i use if i were from the Pacific ?

I'm currently doing the 1% taxable account bonus from a couple months ago. So if i redeem the credit card points for cash back in the taxable account and withdrawal it, that could cause a claw back it sounds like?

I can't believe I found this! Subscribed, and I'm already loving it! » "Challenges are the stepping stones to personal development..."

Great informative video. I have all the same feelings about it but I justify my gold subscription just from the 5% interest plus they have a new offer that bumped me to 5.5% with a $3k deposit

gold, thanks for the thorough review and interesting start. Would be cool if they actually sent you a burrito with it lol they need to up their game

Truly love your content, keep up the great work!

Very tempting to simply my card set up for a $50 Annual Fee, but I will need to wait and see if any changes begin taking place

Im happy to find videos of others just as happy to get the gold card

Why is redeeming for statement credit not the same rate as any other option? All the credit cards that I’ve used always have the same rate for all redemption options… Maybe they are hoping that people would just blindly redeem it like that, effectively reducing the “cashback” below 3%

I'm still on the waitlist...I guess they're rolling these out gradually to Robinhood Gold members?

Right on man, very exciting. I got my card a few days ago and I’m looking forward to using it. 3% back on all categories?!? It’s magical They have that 5% thing on there to encourage people to put their points back into Robinhood lol It’s good for that Robinhood AUM in the long run 🏆

Gold

You're a comedian

For the niche this card hits, it does it pretty well. While cash back folks could do this, it took way too many steps to get the cash, transfer to bank account, then deposit to brokerage and start investing. You just did all that with a swipe. For folks that invest this is a winner. For folks that comp'd for work expense....this is a home run.

Bro how do you show us gift cards and not travel? Travel is a huge part of credit cards. The gift card was pointless in comparison

Gold! Oh I’m so jeally! The 10 referrals are so hard to do so don’t blame ya. It requires like a lot of commitment from the other person connecting their bank account. I applied day one and been with Robinhood for around 10 years and still waiting. 😢 Thanks so much for sharing the glory with us.

Some can do the math but assuming you get 3% back then that 3% gets 5% then it's like 3.0000005% cashback. Wow Robinhood is so generous. Oh that extra .000005% needs to stay there for the year to get the full value.

Please delete the spam bot comments promoting that scam on telegram

I initially set up an HSA with my insurance provider about 3 years ago, and realized they had some pretty bad investment option (actively managed fund with 0.6% fee and such, $1000 minimum per investment, and a $1500 minimum cash balance or something). So the next year I moved my HSA to fidelity. It turned out I don't have to use the HSA account provided by the insurance provider. The draw back is I don't get to take FICA deduction since I am making my own contribution instead having my employer taking it directly out of my pay check. I heard the HSA my insurance provider was recently improved (now with SPDR funds and $500 cash minimum). Maybe it is worth it for me to recreate an HSA account with my insurance provider, but story for another day I guess. I personally use the save receipts and pay my self back method you mentioned when managing this account. (Still haven’t made a distribution yet, and don’t plan on doing it anytime soon). Amazon and Costco also listed the amount of HSA/FSA eligible amount at the end of the receipts so I save those too. I do think HSA should be an account more people should know about. Even during my HR open enrollment thing, when I told I would be managing my HSA account at fidelity since their investment options were not that good, the agent assisted me was like YoU cAn Do ThAt? Definitely a more complex account, like I didn’t know about the FICA deduction limitation and also somehow you can’t deduct against California state income tax?? Lots of hoops to jump through, but given the triple tax benefit it is really worth the effort to me. Thank you for letting more people know about HSA, and a lot of the other nitty gritty details on financial products in other videos that many other channels don’t cover. SPEED!

AuCl₃ & HAuCl₄

The app came out clean! The best part is how easy it is to add to your individual account and invest it 🦊🚀

Actually, if you transfer to your brokerage account you’ll get an additional 1% making this a 4% cash back card. If you transfer it to your IRA or Roth IRA account, that’s an additional 3% making this a 6% cash back card (in theory of course). That’s, at least for me, how I plan to use it.

That is awesome card !! 3% on every purchase and 5% on RH travel, that's Gold ! It's an initial promotion for sure, but I hope RH is not going to cut cash back like Coinbase did on their card from 4% to 0.5%....

I cant wait to get my acceptance for this card

please do an acorns update!!

5% apy is what you get once the money is transferred to robinhood brokerage account

Surprisingly my armpits haven't been that sweaty so far this year even though we've already been in the high 90s and even hit 100. Maybe it's the salt crystal deodorant I'm using being more effective than traditional stick or gel deodorants

Fast forward to today 6/28/2024 all end-user accounts are frozen.🤦‍♀️ (Including mine) They are now having court hearings. The blame seems to be pointing to Synapse. For the ones who closed their accounts, good for you! Lesson learned. I will never again have my paychecks deposited into an account run by a Fintech company. Too many hands in the pot when shit 💩 hits the fan

I’m using Aura for identity theft and delete me for data brokers. While not cheap I’m also the person to jump into several investing apps and banking services. I sure hope it doesn’t happen to me because it would sink like an armpit.

I appreciate your perspective on neobanks and fintech companies. Traditional banks have a long history and strong regulations, but some might lack the agility and tech-driven approach of neobanks. Evolve was adding an unnecessary layer between customers and banks. The Yotta situation highlights the importance of trust and robust cybersecurity measures in these newer companies. Neobanks often operate on tighter margins compared to established banks. This can impact factors like interest rates and potentially increase risk. People should be cautious when chasing high yields offered by new institutions. There's a trade-off between potential rewards and established security. Yotta's yield wasn't even that good when you compare it to other options. Marcus by Goldmans has a high yield savings that yields 4.4% Personally, Fidelity's hybrid cash management account is a great option I use. Fidelity has a great value proposition as an established player offering innovative solutions. I had my fair share if allocating a limited amount of money to explore new financial options. It allowed me to experiment with potentially higher returns while minimizing risk. I lost a few hundred of dollars trying out Celsius. Consider your priorities when choosing a financial institution. Legacy banks offer experience and security, while neobanks might provide innovation and potentially higher yields. Do your research, understand the risks, and choose an option that aligns with your financial goals and risk tolerance.

Lock your credit reports folks!

Anything to do with Evolve Bank is a no starter for me.

For somebody who has had a hard time saving money acorn has been great for me. i have over 20k saved on acorn with 125 a wk and 3X on roundups. Up 16% on my investments and goal is to reach 50K.

Most of the HSA companies charge fees for investing such as HealthEquity. What I found out last year is you can make transfers from one HSA to another HSA. If you have a high deductible health plan and meet the qualifications you can setup an HSA independent from the company your employer selected. The SPEED of transfers is slow but now I've got a second HSA with Fidelity that I can transfer the contributions from the employer sponsored HSA and do my investing without all the extra fees.

Hey, heads up! PrizePool just sent out an email that Evolve Bank and Trust had their data leaked! I just changed my passwords but that’s not good. That bank doesn’t seem very secure..

Thank you for sharing this video, much appreciated! I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both ALSO most importantly, Thank you sir TOMAS CALEZ ANTONIO , for introducing me to YOUR platform since I joined this your trading network I have got back all the funds I lose from other platform and still gaining my profits off the market trends, thank you I really appreciate it. it's near impossible to not out-perform the market hassles, been using my advisor for over 3years+ and I've netted a good reasonable amount of profits

I thought you were answering my question regarding the ax, but this happened 3 months ago! 😂😂

If you have extra cash sitting in a bank account or elsewhere, you can transfer it to robinhood to earn interest. It will help you pay for gold membership and you have extra income. You have your money available for investing when you see opportunity.

I remember when HSA were first offered, I worked in HR benefits, and I was like this seems like crap. Now I am like this is Awesome!!! We both have one with our employer and finally I had enough in mine for investing and it's been great!

SPEED

lol I did it and it said I can borrow 0 yet I got 12k in rh

Is your spreadsheet available somewhere else? That link no longer works.

Doesn’t it fix its self a day later?

I applied about a month or two ago, and on 6/20/24 I received an email that my card was here. I applied, got approved, and immediately used the card by adding it to my Apple wallet. It told me my card would be delivered by July 1st, and after a few days changed to 6/24/2024. So I literally only waited a few days AND I applied for it on a Saturday. So far everything about it I love. I did extensive research on the Apple Card and the Gold Card and decided to go with RH. I'm happy with my decision so far!

I'm definitely gonna share this

M1 does it for me. Its very convenient if you ask me

Thanks for the info! Been with a real job for about 3 years and was confused about my HSA (as you mentioned) and I let it sit there. Will get to investing :)

My question is why would you pick this bank over other Banks like Chase, US BANK KeyBank?

So does HSA can just stay as part of your account set-up even after you transition into a more traditional insurance plan? If so wouldn't it make sense to get one for at least one year (if you were on the fence) so that you would always have the account there? You wouldn't be able to contribute anymore I guess, but you'd still be able to invest the existing amount, right?

Best way in my opinion to use a HSA. Is to invest the money let it grow . So when you get older you don’t have to pull from retirement accounts to pay for medical bills. Great video